KHC Offers Lowest Home Loan Interest Rates in History


KHC Offers Lowest Home Loan Interest Rates in History

Presidential initiative allows Kentucky’s housing corporation to offer unbeatable interest rates

FRANKFORT, Ky. (Jan. 6, 2010)—Gov. Steve Beshear today announced that Kentucky Housing Corporation (KHC) will begin offering the lowest interest rates in its history thanks to President Obama’s Homeowner Affordability and Stability Plan.

“With housing industry troubles leading nearly every newscast and topping nearly every paper for the last year, it’s rare to find a positive point to focus on,” said Gov. Beshear. “Kentucky Housing Corporation is now offering positive housing news for Kentuckians.”

KHC’s rate for government loans (Federal Housing Administration, Veterans Administration and Rural Housing Service) are currently at 4.375 percent.  Applicants with a 700 or better credit score who are not using KHC down payment assistance can receive a 4.125 percent rate.  These are the lowest rates that KHC has ever offered, and they plan to help as many Kentuckians as possible achieve homeownership.  KHC has a stated goal of helping 3,500 first-time home buyers and second-time home buyers in targeted counties acquire homes in 2010.

All rates are believed to be accurate but cannot be guaranteed and are

subject to change without notice. Minimum down payment requirements,

620 FICO score, and other restrictions apply. KHC programs are only

available through approved lenders. KHC does not originate loans.




Government Rates 4.125% 4.50% 30 year fixe rates

(FHA, VA, and RHS Products)

* Borrowers NOT using KHC-funded down payment assistance are eligible.






Government Rates 4.375% 4.75% 30 year fixed rates

(FHA, VA, and RHS Products)

welcome the


low rates

new year with


(As of january 05, 2010)

rates subject to change

without notice

Call or email me if you are interested.

Joel Lobb

Senior Mortgage Loan Officer

Key Financial Mortgage

107 S. Hurtsbourne Parkway

Louisville Ky 40222

ph# 502-905-3708

fax# 502-895-2266


Author: Louisville Kentucky Mortgage

I have helped over 589 Kentucky families buy or refinance their home over the last 18 years. Realizing that this is one of the biggest, most important financial transactions a family makes during their lifetime, I always feel honored and respected when I am chosen to originate their personal home loan. You can count on me to deliver on what I say, and I will always give you honest, up-front personal attention you deserve during the loan process. I have several advantages over the large banks in town. First, I can search and negotiate for your loan options through several different mortgage companies across the country to get you the best deal locally. Where most banks will offer offer you their one set of loan products. I have access to over 10 different mortgage companies to broker your loan through to get you the best pricing and loan products that may not fit into the bank's program due to credit, income, or other underwriting issues. You will not get lost in the shuffle like most borrowers do at the mega banks; you're just not a number at our company, you are a person and we will treat you like one throughout the entire process. Give us a try or let us compare your options on your next mortgage transaction. Call me locally at 502-905-3708. Free Mortgage Pre-Qualifications same day on most applications. Email me at with your questions I specialize in Kentucky FHA, VA ,USDA, KHC, Conventional and Jumbo mortgage loans. I am based out of Louisville Kentucky. For the first time buyer with little money down, we offer Kentucky Housing or KHC loans with down payment assistance. This website is not an government agency, and does not officially represent the HUD, VA, USDA or FHA or any other government agency. NMLS# 57916 Joel Lobb Senior Loan Officer (NMLS#57916) American Mortgage Solutions, Inc. 800 Stone Creek Pkwy, Ste 7, Louisville, KY 40223 phone: (502) 905-3708 Fax: (502) 327-9119 Company ID #1364 | MB73346 Equal Housing Lender

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