How to get a VA home loan in Louisville, Kentucky (Kentucky)


 

Call us today for your free credit report and pre approval for Kentucky VA loan 502-905-3708

 

Kentucky VA Home Loan Program

Some benefits of using the Kentucky VA Home Loan Program are:
(1) Zero Down Option
(2) No Monthly Mortgage Insurance
(3) 620 Minimum Credit Score
(4) Reasonable Underwriting Decisions

Steps To A Kentucky VA Home Loan

1. Apply for Certificate of Elibibility (VA Form 26-1880)
2. Fax a copy of the DD214
3. Get VA Pre-Approved With Me
4. Contact your realtor to begin looking at homes in your price range(if you do not have an agent, I would be happy to refer a great VA agent).
5. Order an appraisal from VA. (this is done by Kentucky Lender or Me)
6. Close the loan and you move into your new HOME!

Items Needed For Dan To Process Your Loan Application

1. Social Security numbers
2. Residence addresses for the past two years
3. Names and addresses of your employers over past two years
4. Your current gross monthly salary
5. Names, addresses, account #’s and balances on all checking and savings accounts
6. Names, addresses, account #’s, balances and monthly payments on all open loans
7. Addresses and loan information of other real estate owned
8. Estimated value of furniture and personal property
9. Certificate of Eligibility and DD214, (for veterans only)
10. W2’s for the past two years and current check stubs
11. For self-employed individuals, you will need to provide personal tax returns for the past two years, current income statement and balance sheet for the business

How To Request A Copy of Your Certificate of Eligibility and DD214

To Request A Copy of Your VA Certificate of Eligibility:
Complete a VA Form 26-1880, – *form is attached
Request for a Certificate of Eligibility: You can apply for a Certificate of Eligibility by submitting a completed VA Form 26-1880, Request For A Certificate of Eligibility For Home Loan Benefits, to the Winston-Salem Eligibility Center, along with proof of military service . In some cases it may be possible for VA to establish eligibility without your proof of service. However, to avoid any possible delays, it’s best to provide such evidence

VA Eligibility Center Address and Telephone Number
Please send your request for determination of Eligibility (VA Form 26-1880, along with proof of military service) to:
VA Loan Eligibility Center
PO Box 20729
Winston-Salem, NC 27120

For overnight delivery:
VA Loan Eligibility Center
251 N. Main Street
Winston-Salem, NC 27155
Toll free number: 1-888-244-6711

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Author: Louisville Kentucky Mortgage

I have helped over 589 Kentucky families buy or refinance their home over the last 18 years. Realizing that this is one of the biggest, most important financial transactions a family makes during their lifetime, I always feel honored and respected when I am chosen to originate their personal home loan. You can count on me to deliver on what I say, and I will always give you honest, up-front personal attention you deserve during the loan process. I have several advantages over the large banks in town. First, I can search and negotiate for your loan options through several different mortgage companies across the country to get you the best deal locally. Where most banks will offer offer you their one set of loan products. I have access to over 10 different mortgage companies to broker your loan through to get you the best pricing and loan products that may not fit into the bank's program due to credit, income, or other underwriting issues. You will not get lost in the shuffle like most borrowers do at the mega banks; you're just not a number at our company, you are a person and we will treat you like one throughout the entire process. Give us a try or let us compare your options on your next mortgage transaction. Call me locally at 502-905-3708. Free Mortgage Pre-Qualifications same day on most applications. Email me at kentuckyloan@gmail.com with your questions I specialize in Kentucky FHA, VA ,USDA, KHC, Conventional and Jumbo mortgage loans. I am based out of Louisville Kentucky. For the first time buyer with little money down, we offer Kentucky Housing or KHC loans with down payment assistance. This website is not an government agency, and does not officially represent the HUD, VA, USDA or FHA or any other government agency. NMLS# 57916 http://www.nmlsconsumeraccess.org/ Joel Lobb Senior Loan Officer (NMLS#57916) American Mortgage Solutions, Inc. 800 Stone Creek Pkwy, Ste 7, Louisville, KY 40223 phone: (502) 905-3708 Fax: (502) 327-9119 kentuckyloan@gmail.com Company ID #1364 | MB73346 http://mylouisvillekentuckymortgage.com Equal Housing Lender

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