HomePath Financing Louisville Kentucky


Call today about this program for Ky Fannie Mae Owned Properties

 

Home >> Louisville Kentucky HomePath Financing

Louisville Kentucky Properties with this logo are eligible for special financing that includes:

•Low down payment and flexible mortgage terms
•Down payment (at least 3 percent) can be funded by your own savings; a gift; a grant; or a secured loan from a nonprofit organization, state or local government, or employer
•No appraisal required
•No mortgage insurance*
•Available for primary residences, second homes, and investment properties
•One loan to fund both your purchase and light renovation
•Low down payment and flexible mortgage terms
•Down payment (at least 3 percent) can be funded by your own savings; a gift; a grant; or a secured loan from a nonprofit organization, state or local government, or employer
•No mortgage insurance*
•Available for primary residences, second homes, and investment properties
•Low down payment and flexible mortgage terms
•Down payment (at least 3 percent) can be funded by your own savings; a gift; a grant; or a secured loan from a nonprofit organization, state or local government, or employer
•No appraisal required
•No mortgage insurance*
•Available for primary residences, second homes, and investment properties

Note: Potential buyers should always use the lender and financing product that best meets the needs of the buyer and property, and should always consider requesting a home inspection of the property. *Ask your lender for cost details for loans with no mortgage insurance.
Louisville Kentucky

I’ve put together a brief outline of the Kentucky Fannie Mae Renovation Program:
– minimum 3% down payment
– no private mortgage insurance
– full “as completed” appraisal required or in some cases no appraisal
– seller will pay up to 3.5% closing costs
– 660 minimum credit score required
– covers up to $35,000 in repairs/improvements to the property (contact Dan for eligible repairs)
– 1-4 unit, owner-occupied residences only

1. Apply online –2. Gather all of the items on the Mortgage Pre-Approval Items Needed Checklist
3. Fax or scan the Items Needed to me at (fax) – 502-813-2795or (scan) – kentuckyloan@gmail.com

ITEMS NEEDED TO PROCESS YOUR LOAN PRE-APPROVAL
– 2009 tax returns
– 2009 W-2′s
– 2010 tax returns
– 2010 w-2′s
– most recent 30 days pay stubs
– most recent 60 days bank statements
– most recent 2 investment account statements (401k, annuity, etc.)
– copy of your driver’s license
– copy of your social security card

Once steps one through three are complete, I look forward to scheduling a Pre-Mortgage Credit Analysis to help you learn a little more about your credit score, as well as to discuss the loan programs available, today’s rates, and the final steps to take in purchasing your new Home!

Please feel free to call me directly or text me if you may have any questions!  I can be reached at:

One of Kentucky’s #1 Loan Officers 5 years running. Give me a try today 502-905-3708

Joel Lobb

Key Financial Mortgage

107 South Husrtbourne Parkway Louisville Ky 40222

502-905-3708

kentuckyloan@gmail.com

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Author: Louisville Kentucky Mortgage

I have helped over 589 Kentucky families buy or refinance their home over the last 18 years. Realizing that this is one of the biggest, most important financial transactions a family makes during their lifetime, I always feel honored and respected when I am chosen to originate their personal home loan. You can count on me to deliver on what I say, and I will always give you honest, up-front personal attention you deserve during the loan process. I have several advantages over the large banks in town. First, I can search and negotiate for your loan options through several different mortgage companies across the country to get you the best deal locally. Where most banks will offer offer you their one set of loan products. I have access to over 10 different mortgage companies to broker your loan through to get you the best pricing and loan products that may not fit into the bank's program due to credit, income, or other underwriting issues. You will not get lost in the shuffle like most borrowers do at the mega banks; you're just not a number at our company, you are a person and we will treat you like one throughout the entire process. Give us a try or let us compare your options on your next mortgage transaction. Call me locally at 502-905-3708. Free Mortgage Pre-Qualifications same day on most applications. Email me at kentuckyloan@gmail.com with your questions I specialize in Kentucky FHA, VA ,USDA, KHC, Conventional and Jumbo mortgage loans. I am based out of Louisville Kentucky. For the first time buyer with little money down, we offer Kentucky Housing or KHC loans with down payment assistance. This website is not an government agency, and does not officially represent the HUD, VA, USDA or FHA or any other government agency. NMLS# 57916 http://www.nmlsconsumeraccess.org/ Joel Lobb Senior Loan Officer (NMLS#57916) American Mortgage Solutions, Inc. 800 Stone Creek Pkwy, Ste 7, Louisville, KY 40223 phone: (502) 905-3708 Fax: (502) 327-9119 kentuckyloan@gmail.com Company ID #1364 | MB73346 http://mylouisvillekentuckymortgage.com Equal Housing Lender

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