what does your credit need to be to buy a house in ky?
The lenders I currently deal with have the following fico cutoffs for credit scores:
As you can see, different government-backed loan programs have different minimum score requirements with most lenders for a FHA, VA, or Fannie Mae loan, and 620 is required for the no down payment programs offered by USDA and KHC in Kentucky for First Time Home Buyers wanting to go no money down.
The view and opinions stated on this website belong solely to the authors, and are intended for informational purposes only. The posted information does not guarantee approval, nor does it comprise full underwriting guidelines. This does not represent being part of a government agency. The views expressed on this post are mine and do not necessarily reflect the view of my employer. Not all products or services mentioned on this site may fit all people. NMLS ID# 57916, (www.nmlsconsumeraccess.org). Mortgage loans only offered in Kentucky.
All loans and lines are subject to credit approval, verification, and collateral evaluation and are originated by lender. Products and interest rates are subject to change without notice. Manufactured and mobile homes are not eligible as collateral.
- 580 credit score FHA
- 600-620 FHA Score KY
- Buying A House in Kentucky
- Credit Reports
- credit score
- Credit Score First Time Home Buyer Louisville Kentucky KHC
- Credit Scores
- Credit Scores and Credit Report
- fico credit score
- fico credit scores
- First Time Home Buyer Loans--Kentucky
- Jefferson County
- Kentucky Fannie Mae Homepath
- Kentucky FHA HUD Back to Work Program for FHA Borrowers in Kentucky
- Kentucky First Time Home buyer Grants and Downpayment Assistance
- Kentucky Housing.
- KY - Fannie Mae REO Homes For Sale
- Louisville Kentucky
- Louisville Ky FHA Loans
- USDA/Rural housing
- VA Homes for Sale in KY
- VA MORTGAGE GUIDES ky
- va mortgage kentucky