KY USDA Single Family Housing Homes for Sale


via Kentucky USDA Single Family Housing Foreclosed Homes For Sale 2018

 

Kentucky USDA Single Family Housing Homes for sale 02/22/2018
Address Bed/Bath Price
535 Hillview st 3/1 $35,510.00 – GovtBid
Grayson, KY 411431462 Foreclosure Sale
213 State Route 716 3/2 $50,710.00 – GovtBid
Ashland, KY 41102 Foreclosure Sale
1069 Raccoon Rd 3/2 $102,475.00 – GovtBid
Raccoon, KY 41557 Foreclosure Sale
217 Brooks Street 3/1.5 $43,755.00 – GovtBid
Cynthiana, KY 41031 Foreclosure Sale
12171 River Rd. 3/2 $67,525.00 – GovtBid
Campbellsburg, KY 40011 Foreclosure Sale
1718 Amos Ridge Rd 3/1 $53,190.00 – GovtBid
Frenchburg, KY 40322 Foreclosure Sale
121 Jellico Drive 3/2 $105,765.00 – GovtBid
Coxs Creek, KY 40013 Foreclosure Sale
1553 Harrodsburg Road 3/1 $33,500.00 – GovtBid
Lawrenceburg, KY 40342 Foreclosure Sale
777 KY Highway 801 S 3/3 $50,920.00 – GovtBid
Morehead, KY 40351 Foreclosure Sale
114 Mary Street 2/2 $75,345.00 – GovtBid
Winchester, KY 40391 Foreclosure Sale
2185 State Highway 1661 3/2 $53,600.00 – GovtBid
grayson, KY 411436823 Foreclosure Sale
240 hugh St 3/2 $24,790.00 – GovtBid
Grayson, KY 411431911 Foreclosure Sale
5526 Stinson Fork 3/1 $24,120.00 – GovtBid
Rush, KY 41168 Foreclosure Sale
121 Blue Bird Rd. 3/1 $20,502.00 – GovtBid
West Liberty, KY 41472 Foreclosure Sale
3311 Castle HWY 3/1 $69,475.00 – GovtBid
Pleasureville, KY 40057 Foreclosure Sale
1744 E. Gap Hill Rd. 3/2 $30,150.00 – GovtBid
Cub Run, KY 42729 Foreclosure Sale
212 Dogwood Trail 3/2 $52,930.00 – GovtBid
Shepherdsville, KY 40165 Foreclosure Sale
602 Greenhill Rd. 3/1 $40,000.00 – GovtBid
Ashland, KY 41102 Foreclosure Sale
120 Hoffman Ln 3/2 $78,795.00 – GovtBid
LaGrange, KY 40031 Foreclosure Sale
164 Parkway Dr. 2/1 $36,110.00 – GovtBid
Scottsville, KY 42164 Foreclosure Sale
203 Fuller Branch 3/2 $50,250.00 – GovtBid
Vanceburg, KY 41179 Foreclosure Sale
832 Daniels Drive 3/1 $28,140.00 – GovtBid
Worthington, KY 41183 Foreclosure Sale
175 Blue Jay Circle 4/2 $53,600.00 – GovtBid
Falmouth, KY 41040 Foreclosure Sale
113 Alexandria Cir 3/1 $47,245.00 – GovtBid
Nicholasville, KY 40356 Foreclosure Sale
514 Jamie Ridge Dr. 3/2 $56,465.00 – GovtBid
Mt Sterling, KY 40353 Foreclosure Sale
1303 Asbury St 3/1 $32,160.00 – GovtBid
Leitchfield, KY 42754 Foreclosure Sale
2300 West KY 8 3/1 $41,540.00 – GovtBid
Vanceburg, KY 41179 Foreclosure Sale
117 Dove Drive 3/1 $34,840.00 – GovtBid
Lawrenceburg, KY 40342 Foreclosure Sale
302 E. St 3/1 $37,455.00 – GovtBid
Mt. Sterling, KY 40353 Foreclosure Sale
72 Cedar Brook Court 3/1 $35,510.00 – GovtBid
Cynthiana, KY 41301 Foreclosure Sale
3487 Wallingford Rd. 3/2 $63,205.00 – GovtBid
Flemingsburg, KY 41041 Foreclosure Sale
186 Fairview Avenue 3/1 $53,600.00 – GovtBid
Lawrenceburg, KY 40342 Foreclosure Sale

 



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Joel Lobb
Mortgage Loan Officer
Individual NMLS ID #57916
 
American Mortgage Solutions, Inc.
10602 Timberwood Circle 
Louisville, KY 40223
Company NMLS ID #1364

Text/call:      502-905-3708
email:          kentuckyloan@gmail.com

 
http://www.emailmeform.com/builder/form/0bfJs9b6bK8TGoc6mQk9hIu


Disclaimer: No statement on this site is a commitment to make a loan. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet Loan-to-Value requirements, and final credit approval. Approvals are subject to underwriting guidelines, interest rates, and program guidelines and are subject to change without notice based on applicant’s eligibility and market conditions. Refinancing an existing loan may result in total finance charges being higher over the life of a loan. Reduction in payments may reflect a longer loan term. Terms of any loan may be subject to payment of points and fees by the applicant  Equal Opportunity Lender. NMLS#57916 http://www.nmlsconsumeraccess.org/

 

 

 

 

 

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$10,000 Down payment Assistance Grant for Kentucky First Time Home buyers 2018


$10,000 Down payment Assistance Grant for Kentucky First Time Home buyers 2018

 

∘ What kind of credit score do I need to qualify for different first time home buyer loans in Kentucky?

Answer. Most lenders will wants a middle credit score of 620 for KY First Time Home Buyers looking to go no money down. The two most used no money down home loans in Kentucky being USDA Rural Housing and KHC with their down payment assistance will want a 620 middle score on their programs.

If you have access to 3.5% down payment, you can go FHA and secure a 30 year fixed rate mortgage with some lenders with a 580 credit score. Even though FHA on paper says they will go down to 500 credit score with at least 10% down payment, you will find it hard to get the loan approved because lenders will create overlays to protect their interest and maintain a good standing with FHA and HUD.

Another popular no money down loan is VA. Most VA lenders will want a 620 middle credit score but like FHA, VA on paper says they will go down to a 500 score, but good luck finding a lender for that scenario.

A lot of times if your scores are in the high 500’s or low 600’s range, we can do a rapid rescore and get your scores improved within 30 days.

 

 Does it costs anything to get pre-approved for a mortgage loan?

 

Answer: Most lenders will not charge you a fee to get pre-approved, but some lenders may want you to pay for the credit report fee upfront. Typically costs for a tri-merge credit report for a single borrower runs about $50 or less. Maybe higher if more borrowers are included on the loan application.
∘ How long does it take to get approved for a mortgage loan in Kentucky?

Answer: Typically if you have all your income and asset documents together and submit to the lender, they typically can get you a pre-approval through the Automated Underwriting Systems within 24 hours. They will review credit, income and assets and run it through the different AUS (Automated Underwriting Systems) for the template for your loan pre-approval. Fannie Mae uses DU, or Desktop Underwriting, FHA and VA also use DU, and USDA uses a automated system called GUS. GUS stands for the Guaranteed Underwriting System.

If you get an Automated Approval, loan officers will use this for your pre-approval. If you have a bad credit history, high debt to income ratios,  or lack of down payment,  the AUS will sometimes refer the loan to a manual underwrite, which could result in a longer turn time for your loan pre-approval answer

 Are there any special programs in Kentucky that help with down payment or no money down loans for KY First Time Home Buyers?

Answer: There are some programs available to KY First Time Home Buyers that offer zero down financing: KHC, USDA, VA, Fannie Mae Home Possible and HomePath, HUD $100 down and City Grants are all available to Kentucky First Time Home buyers if you qualify for them. Ask your loan officer about these programs
∘ When can I lock in my interest rate to protect it from going up when I buy my first home?

Answer: You typically can lock in your mortgage rate and protect it from going up once you have a home picked-out and under contract. You can usually lock in your mortgage rate for free for 90 days, and if you need more time, you can extend the lock in rate for a fee to the lender in case the home buying process is taking a longer time. The longer the term you lock the rate in the future, the higher the costs because the lender is taking a risk on rates in the future.

Interest rates are kinda like gas prices, they change daily, and the general trend is that they have been going up since the Presidential election in November 2016.
∘ How much money do I need to pay to close the loan?

Answer: Depending on which loan program you choose, the outlay to close the loan can vary. Typically you will need to budget for the following to buy a home: Good faith deposit, usually less than $500 which holds the home for you while you close the loan. You get this back at closing; Appraisal fee is required to be paid to lender before closing. Typical costs run around $400-$450 for an appraisal fee; home inspection fees. Even though the lender’s programs don’t require a home inspection, a lot of buyers do get one done. The costs for a home inspection runs around $300-$400. Lastly, termite report. They are very cheap, usually $50 or less, and VA requires one on their loan programs. FHA, KHC, USDAS, Fannie Mae does not require a termite report, but most borrowers get one done.

There are also lender costs for title insurance, title exam, closing fee, and underwriting fees that will be incurred at closing too. You can negotiated the seller to pay for these fees in the contract, or sometimes the lender can pay for this with a lender credit.

The lender has to issue a breakdown of the fees you will incur on your loan pre-approval.
How long is my pre-approval good for on a Kentucky Mortgage Loan?

Answer: Most lenders will honor your loan pre-approval for 60 days. After that, they will have to re-run your credit report and ask for updated pay stubs, bank statements, to make sure your credit quality and income and assets has not changed from the initial loan pre-approval.

 

How much money do I have to make to qualify for a mortgage loan in Kentucky?

Answer: The general rule for most FHA, VA, KHC, USDA and Fannie MAe loans is that we run your loan application through the Automated Underwriting systems, and it will tell us your max loan qualifying ratios.

There are two ratios that matter when you qualify for a mortgage loan. The front-end ratio, is the new house payment divided by your gross monthly income.  The back-end ratio, is the new house payment added to your current monthly bills on the credit report, to include child support obligations and 401k loans.

Car insurance, cell phone bills, utilities bills does not factor into your qualifying rations.

If the loan gets a refer on the initial desktop underwriting findings, then most programs will default to a front end ratio of 31% and a back-end ratio of 43% for most government agency loans that get a refer. You then take the lowest payment to qualify based on the front-end and back-end ratio.

So for example, let’s say you make $3000 a month and you have $400 in monthly bills you pay on the credit report. What would be your maximum qualifying house payment for a new loan?

Take the $3000 x .43%= $1290 maximum back-end ratio house payment. So take the $1290-$400= $890 max house payment you qualify for on the back-end ratio.

Then take the $3000 x .31%=$930 maximum qualifying house payment on front-end ratio.

So now your know! The max house payment you would qualify would be the $890, because it is the lowest payment of the two ratios.

 

  • Minimum 620 Credit Score
  • Max Purchase Price Limit of $283,000
  • Max Household Income Limits of $117,250
  • Must provide 3 years tax returns to prove a first time home buyer in Louisville KY
  • Must complete an online homebuying course
  • Max debt to income ratios of 40 and 45% respectively with Approved Eligible Findings
  • No Bankruptcies last 2 years for FHA

 lopp

Kentucky First Time Home Buyer Programs for 2018
There are basically 5 popular programs that Kentucky Home buyers use to purchase their first home.
• At least 3%-5% down
 Closing costs will vary on which rate you choose and the lender. Typically the higher the rate, the lesser closing costs due to the lender giving you a lender credit back at closing for over par pricing. Also, called a no-closing costs option. You have to weigh the pros and cons to see if it makes sense to forgo the lower rate and lower monthly payment for the higher rate and less closing costs.
Fico scores needed start at 620, but most conventional lenders will want a higher score to qualify for the 3-5% minimum down payment requirements Most buyers using this loan have high credit scores (over 720) and at least 5% down.
The rates are a little higher compared to FHA, VA, or USDA loan but the mortgage insurance is not for life of loan and can be rolled off when you reach 80% equity position in home.
Conventional loans require 4-7 years removed from Bankruptcy and foreclosure.
Max Conventional loan limits are set at $453,100 for 2018 in Kentucky
If you meet income eligibility requirements and are looking to settle in a rural area, you might qualify for the KY USDA Rural Housing program. The program guarantees qualifying loans, reducing lenders’ risk and encouraging them to offer buyers 100% loans. That means Kentucky home buyers don’t have to put any money down, and even the “upfront fee” (a closing cost for this type of loan) can be rolled into the financing.
Fico scores usually wanted for this program center around 620 range, with most lenders wanting a 640 score so they can obtain an automated approval through GUS. GUS stands for the Guaranteed Underwriting system, and it will dictate your max loan pre-approval based on your income, credit scores, debt to income ratio and assets.
They also allow for a manual underwrite, which states that the max house payment ratios are set at 29% and 41% respectively of your income.
They loan requires no down payment, and the current mortgage insurance is 1% upfront, called a funding fee, and .35% annually for the monthly mi payment. Since they recently reduced their mi requirements, USDA is one of the best options out there for home buyers looking to buy in an rural area.
A rural area typically will be any area outside the major cities of Louisville, Lexington, Paducah, Bowling Green, Richmond, Frankfort, and parts of Northern  Kentucky .
There is a map link below to see the qualifying areas.
There is also a max household income limits with most cutoff starting at $76,000 for a family of four, and up to $98,000 for a family of five or more.
USDA requires 3 years removed from bankruptcy and foreclosure.
There is no max USDA loan limit.
 
FHa loans are good for home buyers with lower credit scores and no much down, or with down payment assistance grants. FHA will allow for grants, gifts, for their 3.5% minimum investment and will go down to a 580 credit score.
The current mortgage insurance requirements are kinda steep when compared to USDA, VA , but the rates are usually good so it can counteracts the high mi premiums. As I tell borrowers, you will not have the loan for 30 years, so don’t worry too much about the mi premiums.
THe mi premiums are for life of loan like USDA.
FHA requires 2 years removed from bankruptcy and 3 years removed from foreclosure.
Maximum FHA loan limits in Kentucky are set around $285,000 and below.
VA loans are for veterans and active duty military personnel. The loan requires no down payment and no monthly mi premiums, saving you on the monthly payment. It does have an funding fee like USDA, but it is higher starting at 2% for first time use, and 3% for second time use. The funding fee is financed into the loan, so it is not something you have to pay upfront outof pocket.
VA loans can be made anywhere, unlike the USDA restrictions, and there is no income household limit and the max loan is $417,000 in Kentucky
Most VA lenders I work with will want a 620 credit score though I am setup with lenders that will go down to a 560 credit score if I can get it approved.
VA requires 2 years removed from bankruptcy or foreclosure.
 
This type of loan is administered  by KHC in the state of Kentucky. They typically have $4500 to $6000 down payment assistance year around, that is in the form of a second mortgage that you pay back over 10 years.
Sometimes they will come to market with other down payment assistance and lower market rates to benefit lower income households with not a lot of money for down payment.
KHC offers FHA, VA, USDA, and Conventional loans with their minimum credit scores being set at 620 for all programs. The conventional loan requirements at KHC requires 660 credit score.
The max debt to income ratios are set at 40% an 50% respectively.
Joel Lobb
Senior  Loan Officer
(NMLS#57916)
text or call my phone: (502) 905-3708
email me at kentuckyloan@gmail.com
The view and opinions stated on this website belong solely to the authors, and are intended for informational purposes only. The posted information does not guarantee approval, nor does it comprise full underwriting guidelines. This does not represent being part of a government agency. The views expressed on this post are mine and do not necessarily reflect the view of my employer. Not all products or services mentioned on this site may fit all people. NMLS ID# 57916, (www.nmlsconsumeraccess.org). Mortgage loans only offered in Kentucky.
All loans and lines are subject to credit approval, verification, and collateral evaluation and are originated by lender. Products and interest rates are subject to change without notice. Manufactured and mobile homes are not eligible as collateral.

via $10,000 Down payment Assistance Grant for Kentucky First Time Home buyers 2018

 

Customer Testimonials

We just moved here the first of January in 2017 from Ohio to the Louisville, KY area and we found Joel’s website online. He was quick to respond to us and got back the same day on our loan approval. He was very knowledgeable about the local market and kept us up-to date throughout the loan process and was a pleasure to meet at closing. Would recommend his services.

Angela Forsythe

“We were searching online for mortgage companies in Louisville, Ky locally to deal with and found Joel’s website, and it was a godsend. He was great to work with, and delivered on everything he said he would do. I ended up referring my co-worker at UPS, and she was very pleased with his service and rates too. Would definitely vouch for him.” September 2016

Monica Leinhardt

“We contacted Joel back in July 2011 to refinance our Mortgage and he was great to work with. We contacted several lenders locally and online, and most where taking almost 60 days to close a refinance, Joel got it done in 23 days start to finish,I would definetly recommmend him. He got us 3.75% with just $900 in closing costs on our FHA Streamline loan.

Kayle Griffin

“Joel is one of the best Mortgage Brokers I have ever worked with in my sixteen years in the real estate and mortgage business.” May 25, 2010

Tim Beck

“Joel has always worked very hard to keep his word and to work out seasonable solutions to difficult problems. He is truly an expert in FHA and other type loans.” September 1, 2010

Nancy Nalley
“I have worked with Joel since 1998. He is a great loan professional.” I refer most of my Louisville, Kentucky area home buyers to him and he always take special care of them. August 23, 2012
Jon ClarK

“Joel Lobb is a real professional in the lending industry, with many years of experience, he is the one to go to for any mortgage lending needs.” August 22, 2011

RICHARD VOLZ , Residential Sales , Remax Foursquare Realty
“When looking to purchase our new home in 2006, I had the pleasure of meeting Joel Lobb. Not only was he personable and easy to reach, he was extremely knowledgable in his field and made sure to find us the best rate and a top notch mortgage company. We were able to complete the process in less than 3 weeks with his expertise. I find Joel to have the utmost high integrity and I recommend him to anyone who say’s they are need of mortgage assistance. He is also fantastic and keeping everyone up to date on the latest in the housing industry through his twitter posts. He provided great results for our family and we still communicate to this day!” August 21, 2010
Stacie Drake

“We first use Joel on our new home purchase in 2007 in St Matthews, Kentucky area and he was great to work with. We have since refinanced our home with him in 2010 when rates got really low and he has always delivered on what he says. I could not imagine using anyone else.”

Melody Glasscock March 2014

 
Absolutely Amazing!! I emailed Joel after I had just got a denial from a bank and just thought i would try to get some advice on what my next steps would be to get a house. I honestly didn’t expect to even get a reply because my credit is not great. That was about a week and a half ago. I just signed a contract on a house last night. ONLY because of Joel Lobb. He even worked with us throughout the weekend, which shocked me. Best decision I have ever made. THANK YOU SO MUCH FOR WORKING WITH US THROUGHOUT THE ENTIRE PROCESS.
Cee Bellisle August 2017

Contacted him about buying a home and he was great to work with. I was moving to Louisville Ky to take a new job and he walked me through the entire process. He explained to me all the different options for FHA, VA, USDA mortgage loans and credit score requirements versus Fannie Mae. Since I was a first time home buyer I needed alot of help and guidance. I would definitely recommend him. Fast to respond and available to answer questions that I or my realtor had after hours.

Anderson Johnson June 2018

We moved from Michigan to Northern Kentucky area and we were really impressed. We got a USDA loan no money down and closed in less than 3.5 weeks. We shopped around online with other lenders but Joel was always first to respond and his rates were just a little better than other lenders. He kept us informed through the process along with our realtor and there was absolutely no surprises like we heard from other co-workers and friends that they experienced in their loan process. We have already referred another co-worker to Joel . He’s AWESOME!

Patty Kingston

 

 

Kentucky USDA Rural Single Family Foreclosed Homes For Sale as of 04/09/2017


Source: Kentucky USDA Rural Single Family Foreclosed Homes For Sale as of 04/09/2017

Frequently asked questions about the lending process


Source: Frequently asked questions about the lending process

Where do buyers begin?

Haley Newton, a loan officer with Starkey Mortgage in Sherman, said the first step in the buying process is not finding a house, rather it’s getting prequalified for a home loan. Buyers need to first find out how much house they can afford and if they can actually purchase a home.

“A lot them want to know what the first step is, and many people believe that the first step is finding a house, but that’s actually the second step,” Newton said. “You want to get prequalified with a local lender to know what you’re prequalified for, and then go out and find a house, which is the hard part.”

What documents do buyers need to provide to get prequalified and preapproved?

Prequalification is typically the quick and easy initial step and preapproval is a more involved process. The prequalification process starts with an application, which most lenders have available online, though Newton said buyers can call a lender or meet them in person to fill it out. After buyers fill out an application, which covers the buyers’ finances and history, the lenders will verify the information for preapproval and that requires the supporting documents.

“Once they’re prequalified, we’ll give them a list of documents they need depending on their application,” Newton said.

The list typically calls for pay stubs from the last 30 days, tax returns for the last two years, bank statements for the last two months, W-2s, IDs and Social Security cards.

Jeremy Lewis, branch manager of Grayson Home Loans, said sometimes the lender may require divorce decrees and documentation to indicate other income depending on the buyers’ situation. After preapproval, Lewis said he usually gives the buyers a call, and they figure out a loan program that best fits the buyers.

How much do buyers need for a down payment?

Short answer: It depends on the loan.

Lewis said the down payment is often the main concern for buyers, and it’s not a set amount. Depending on the loan type and what programs the buyers are eligible for, the down payment can be as little as zero down. Loans from the Federal Housing Administration, Veteran Affairs and the U.S. Department of Agriculture each have a set of stipulations that include the percentage required for the down payment.

“It depends on the loan type they’re going with — whether it be a conventional loan, an FHA loan, a VA loan or a USDA loan, it will determine what they’re going to have to place down — what their initial investment is going to be,” Lewis said. “There are still those out there out there that think they have to put 10 to 20 percent down, which is not correct. They can, in certain programs, put as little as zero down.”

Newton said there are down payment assistance programs in the state that can help cover the amount needed. These programs are income based and are capped anywhere from $55,000 to $75,000 depending on the program.

What’s the deal with closing costs?

In addition to a down payment, buyers also need funds to cover the closing costs. Lewis said the closing costs depend on the loan amount as a higher loan amount is going to cost more. About half the closing costs are directed to building the buyers’ escrow account, and the other half is a combination of fees for items such as the title and appraisal.

“Closing costs are another piece of the puzzle they’re going to have to come up with,” Lewis said. “However, in a Texas residential contract, you can ask the sellers to pay a certain percentage, depending on the loan type, for your closing costs.”

Buyers can negotiate with the sellers and ask that the seller pays a portion of the closing costs, which if the buyers qualify for a down payment assistance program, the initial costs can be very low.

“If you’re able to use the down payment assistance programs in addition to requesting the seller to pay some of their closing costs, they can actually get into a home with little to nothing down,” Newton said.

What is an escrow account?

“It kind of works like a separate checking account, and the purpose of that account is to pay the yearly tax bill that comes due every January, and their insurance premium that’s due once a year depending on when they closed on their home,” Newton said.

The initial money put into the escrow account is part of the closing costs, and Lewis said homeowners then add to it monthly when they make their house payments. The account is for buyers to put back money so property taxes and insurance are covered.

“Say when their tax bill comes due in January, there will be plenty of money in the account for them to pay their taxes, so that way they’re not coming up $2 to 3 to 5,000 all at once to pay their tax bill,” Newton said.

Can buyers purchase a home with a bad credit score?

Newton said buyers don’t necessarily need the best credit in order to get a home loan, and she noted that first-time homebuyer programs have recently lowered their credit score requirements.

“A lot people around here they don’t necessarily have bad credit, they just don’t have a lot,” Newton said. “They don’t use their credit.”

Newton said lenders will work with buyers and give them steps to take over 60 to 90 days to boost their credit score to where they can buy a home.

“It can be intimidating but we can walk them through it,” Newton said.

Buyers should consult with local lenders, and Lewis said he guides buyers through the process so they know what to expect.

“There’s so many different moving parts to a loan anymore,” Lewis said. “I try to keep everyone versed and ready for what’s to come in the process and what to expect.”

Joel Lobb
Senior Loan Officer
(NMLS#57916)

American Mortgage Solutions, Inc.
10602 Timberwood Circle, Suite 3
Louisville, KY 40223

text or call my phone: (502) 905-3708
email me at kentuckyloan@gmail.com

The view and opinions stated on this website belong solely to the authors, and are intended for informational purposes only. The posted information does not guarantee approval, nor does it comprise full underwriting guidelines. This does not represent being part of a government agency. The views expressed on this post are mine and do not necessarily reflect the view of my employer. Not all products or services mentioned on this site may fit all people. NMLS ID# 57916, (www.nmlsconsumeraccess.org). Mortgage loans only offered in Kentucky.
All loans and lines are subject to credit approval, verification, and collateral evaluation and are originated by lender. Products and interest rates are subject to change without notice.

Joel E Lobb
American Mortgage
5029053708
email us here

Kentucky FHA, VA, USDA & Rural Housing, KHC and Fannie Mae mortgage loans.

8 New Fannie Mae Homes in Kentucky


13087454_449094535279282_2985795148040250532_n-1

 

HomePath

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$77,900Just Listed

250 Commerce St
Hardin, KY 42048

4 Beds |2 Baths | 2210 sq. ft.

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$37,500Back on Market

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Kentucky First Time Home Buyer Mortgage Loans: Four things to know about…:

 

Fannie Mae HomePath Foreclosure listings in Jefferson County!


  You have subscribed to receive alerts in Kentucky. $99,900Just Listed 131 S Maple St Elizabethtown, KY 42701 3 Beds |2 Baths | 1668 sq. ft. View Property $79,900Price Reduced 1931 Kingtree C…

Source: Fannie Mae HomePath Foreclosure listings in Jefferson County!

Fannie Mae HomePath Foreclosure listings in Kentucky and Jefferson County!


Fannie Mae Foreclosure listings in Kentucky and Jefferson County!

Address Location Type Status Price  Beds Baths
Previous Next
350 Warren Dr
Vine Grove, KY
Single Family Just Listed $80,000 3 2 First Look Program 
348 2nd Ave
Worthington, KY
Single Family Under Contract $84,900 3 2
1591 Hwy 42 E
Bedford, KY
Single Family Active $84,900 3 2
2708 Ralph Ave
Louisville, KY
Single Family Under Contract $89,900 4 2
7826 Pleasure Walk Cir
Louisville, KY
Condo Under Contract $92,500 2 2
2006 Lancelot Dr
Somerset, KY
Single Family Active $99,900 3 2
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Brandenburg, KY
Single Family Active $104,900 2 1
2900 Park St
Burlington, KY
Single Family Active $104,900 3 1
1804 Allston Ave
Louisville, KY
Single Family Just Listed $110,000 3 1 First Look Program 
24 Bedinger Ave
Walton, KY
Single Family Back on Market $119,900 3 2
212 Juniper Dr
Frankfort, KY
Single Family Active $119,900 3 1
2812 Chippewa Dr
Owensboro, KY
Single Family Active $119,900 3 1
424 Salt Lick Rd
Corbin, KY
Single Family Under Contract $122,500 4 2
1509 Clovernook Dr
Erlanger, KY
Single Family Under Contract $124,900 3 3
142 Deer Run Drive
Lancaster, KY
Single Family Price Reduced $128,900 3 2
6522 Cottagemeadow Dr
Louisville, KY
Condo Under Contract $134,900 3 3
156 Old Woolen Mill Ln
Lexington, KY
Single Family Under Contract $139,900 3 2
1820 Huckleberry Ln
Prospect, KY
Single Family Just Listed $140,000 3 2 First Look Program 
9958 Spruce Ln
Union, KY
Single Family Under Contract $149,900 3 2
21 Treestand Ct
Taylorsville, KY
Single Family Price Reduced $149,900 3 2
1030 Elmendorf Dr
Lexington, KY
Single Family Under Contract $149,900 4 3
122 Tracy Ln
Newport, KY
Single Family Active $157,500 3 1 First Look Program 
101 Stoney Brooke Dr
Ashland, KY
Single Family Price Reduced $159,900 6 4
4283 Weavers Run
Shepherdsville, KY
Single Family Under Contract $159,900 3 2
5714 Janet Lee Dr
Louisville, KY
Single Family Under Contract $171,900 3 2
1055 Buckland Pl
Florence, KY
Single Family Active $172,000 3 2
3344 Bluejay Dr
Erlanger, KY
Single Family Active $179,500 3 3
2589 Oregon Rd
Salvisa, KY
Single Family Active $199,900 5 5
1228 S 3rd St
Louisville, KY
Single Family Active $209,900 5 3
2845 Satin Leaf Park
Lexington, KY
Single Family Price Reduced $209,900 3 2
2371 Creedmore Ct
Burlington, KY
Single Family Active $214,900 3 3
114 Old Post Rd
Paris, KY
Single Family Just Listed $235,000 4 3
11322 Top Walnut Loop
Louisville, KY
Single Family Active $249,900 4 3
101 Helson Rd
Simpsonville, KY
Single Family Just Listed $269,900 3 2 First Look Program 
952 Bristow Rd
Independence, KY
Single Family Active $294,900 3 3
5 Saddle Ridge Trl
Alexandria, KY
Single Family Just Listed $299,900 3 4 First Look Program 
20305 Country Club Dr
Catlettsburg, KY
Single Family Active $379,500 5 4

 

 

check out the HomePath listings in Jefferson County!

Let your clients know these properties are available. Some have special incentives! Select the property address to find out more information.

Click Link to View Property 1783 BOLLING AVE
LOUISVILLE, KY 40210 

3.0 br, 2.0 ba | 1468 sq. ft.
MLS ID: 1484967

$28,500
Price Reduced
Click Link to View Property 809 S 39TH ST
LOUISVILLE, KY 40211 

3.0 br, 1.0 ba | 1523 sq. ft.
MLS ID: 1486321

$39,500
Price Reduced
Click Link to View Property 2708 RALPH AVE
LOUISVILLE, KY 40216 

4.0 br, 2.0 ba | 1945 sq. ft.
MLS ID: 1487145

$99,900
Active
Click Link to View Property 1228 S 3RD ST
LOUISVILLE, KY 40203 

5.0 br, 3.0 ba | 3862 sq. ft.
MLS ID: 1487425

$209,900
Active
Click Link to View Property 11322 TOP WALNUT LOOP
LOUISVILLE, KY 40229 

4.0 br, 3.0 ba | 2751 sq. ft.
MLS ID: 1487256

$249,900
Active
HomePath

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$99,900Just Listed

131 S Maple St
Elizabethtown, KY 42701

3 Beds |2 Baths | 1668 sq. ft.

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$79,900Price Reduced

1931 Kingtree Ct
Lexington, KY 40505

3 Beds |1 Baths | 1026 sq. ft.

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$34,000Price Reduced

1618 Flynns Ferry Rd
Fredonia, KY 42411

2 Beds |1 Baths | 1221 sq. ft.

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$69,000Price Reduced

8621 Whites Crk
Catlettsburg, KY 41129

3 Beds |2 Baths | 1422 sq. ft.

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$277,900Price Reduced

12008 Vanherr Dr
Louisville, KY 40299

4 Beds |3 Baths | 2273 sq. ft.

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$39,900Active

220 Montrose Ave
Harrodsburg, KY 40330

3 Beds |1 Baths | 1273 sq. ft.

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$127,750Active

313 Timberline Ct
Berea, KY 40403

4 Beds |3 Baths | 1900 sq. ft.

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$49,900Active

1079 Willisburg Rd
Lawrenceburg, KY 40342

2 Beds |1 Baths

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Coming Soon

11501 Flowervale Ln
Louisville, KY 40272

3 Beds |2 Baths | 1201 sq. ft.

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Coming Soon

1456 Highway 1643
Somerset, KY 42501

3 Beds |1 Baths

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 HomePath listings in Jefferson County!

 

Click Link to View Property 3520 RAMONA AVE
LOUISVILLE, KY 40220

3.0 br, 1.0 ba | 1080 sq. ft.
MLS ID: 1449071
 

$125,000
Just Listed
Click Link to View Property 7801 APPLEVIEW LN
LOUISVILLE, KY 40228

3.0 br, 3.0 ba | 2090 sq. ft.
MLS ID: 1449264
 

$179,000
Just Listed
Click Link to View Property 7314 SAINT ANDREWS WOODS CIR UNIT 101
LOUISVILLE, KY 40214

2.0 br, 2.0 ba | 1024 sq. ft.
MLS ID: 1449033
 

$92,500
Just Listed
Click Link to View Property 4600 FLUSHING WAY
LOUISVILLE, KY 40272

4.0 br, 2.0 ba | 1760 sq. ft.
MLS ID: 1449732
 

$129,900
Just Listed
Click Link to View Property 223 S 25TH ST
LOUISVILLE, KY 40212

4.0 br, 2.0 ba | 2228 sq. ft.
MLS ID: 1449189
 

$17,500
Just Listed
Click Link to View Property 12008 VANHERR DR
LOUISVILLE, KY 40299

4.0 br, 3.0 ba | 2273 sq. ft.
MLS ID: 1447335
 

$277,900
Price Reduced
Click Link to View Property 7615 ROSEMARY LN
LOUISVILLE, KY 40214

4.0 br, 2.0 ba | 1156 sq. ft.
MLS ID: 1447525
 

$46,800
Active
Click Link to View Property 5411 CRAMBROOK AVE
LOUISVILLE, KY 40272

3.0 br, 1.0 ba | 988 sq. ft.
MLS ID: 1447873
 

$55,000
Active
Click Link to View Property 1815 GARDINER LANE WAY 12
LOUISVILLE, KY 40205

2.0 br, 2.0 ba | 1170 sq. ft.
MLS ID: 1442428
 

$68,000
Active
Click Link to View Property 195 GLENVIEW RD
LOUISVILLE, KY 40229

4.0 br, 1.0 ba | 1075 sq. ft.
MLS ID: 1447701
 

$64,900
Active
Click Link to View Property 5317 ELISE WAY
LOUISVILLE, KY 40219

3.0 br, 2.0 ba | 1406 sq. ft.
MLS ID: 1448202
 

$84,000
Active
Click Link to View Property 1128 PLATO TER
LOUISVILLE, KY 40211

3.0 br, 2.0 ba | 1008 sq. ft.
MLS ID: 1448717
 

$38,500
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