Kentucky USDA Rural Single Family Foreclosed Homes For Sale as of 04/09/2017


Source: Kentucky USDA Rural Single Family Foreclosed Homes For Sale as of 04/09/2017

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Kentucky USDA Rural Housing Guidelines for Home Insurance Deductibles and POA’S for 2017


 

 

Source: Kentucky USDA Rural Housing Guidelines for Home Insurance Deductibles and POA’S for 2017

USDA Guaranteed Rural Housing Loans


Source: USDA Guaranteed Rural Housing Loans

 

 

Kentucky USDA Loans | Rural Housing Loans Kentucky

by Louisville Kentucky Mortgage

Kentucky USDA Loans | Rural Housing Loans Kentucky.

via Kentucky USDA Loans | Rural Housing Loans Kentucky.

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Kentucky USDA Guaranteed Rural Housing Loans are one of the only “no money down” options available to home buyers today. USDA loans aren’t just in the country. Many other areas fall within the Kentucky USDA Rural Housing designated areas, so opportunities may be closer than you think. To view eligible rural areas near you, CLICK HERE to access the USDA lookup tool on their website.
This program is very attractive to low-to-moderate income buyers:
  • Zero percent down
  • CLTV up to 102.04%
  • 6% seller contributions allowed
  • Credit scores as low as 620
  • No reserves required

 

 

Rural Development Kentucky Eligibility Maps Change 2015


Rural Development Kentucky Eligibility Maps Change 2015.

 

 


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100% Financing for Kentucky Rural Home Buyers


100% Financing for Kentucky Rural Home Buyers
100% financing, no down payment is required. Fixed 30 Year Rates for Kentucky Rural Home Buyers
100% financing, no down payment is required. Fixed 30 Year Rates for Kentucky Rural Home Buyers
  • 100% financing, no down payment is required. Fixed 30 Year Rates for Ky Rural USDA Home Buyers
  • Qualifying ratios are 29% for housing costs and 41% for total debt. Borrowers may request an exception to exceed these ratios when strong compensating factors are identified.
  • No Max. Purchase Price.
  • Gift/Grant or Seller Concessions are allowed.
  • Not limited to first time home buyers.
  • Income Restrictions Apply see link below
  • http://eligibility.sc.egov.usda.gov/eligibility/incomeEligibilityAction.do
  • Property location must be in rural housing designated area. see link below http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do
  • Seller Concessions up to 6% allowed
  • 640 minimum middle credit score
Joel Lobb
Senior  Loan Officer

(NMLS#57916)
Know Your Mortgage Options Before Buying Your First Home
 phone: (502) 905-3708
 Fax:     (502) 327-9119
 
 Company ID #1364 | MB73346

Kentucky USDA Loans | Rural Housing Loans Kentucky


ntucky USDA Loans | Rural Housing Loans Kentucky.


I have a website that is really good for USDA loans, located at http://kentuckyruralhousingusdaloan.blogspot.com/p/usda-rural-housing-loan-program.html  that may assist and educate you about the program.
 In order to get you pre-approved, I will need the following items from you. This is a free process and I will give you a copy of your credit report for free. 
 Loan Checklist
The following is a list of documents that may be required to process your  mortgage loan:

  • One full month’s worth of pay stubs
  • Last 2 years W-2′s
  •  Last 2 years tax returns 
  • Last two months bank statements for all accounts

 
I don’t need originals, copies are fine. You can fax, email, or drop off at my office below . 
 
Let me know your questions. 
 
Thanks and look forward to helping you
 
Joel Lobb
Senior  Loan Officer
(NMLS#57916)
 
American Mortgage Solutions, Inc.
800 Stone Creek Pkwy, Ste 7,
Louisville, KY 40223
 Fax:     (502) 327-9119
 
 Company ID #1364 | MB73346